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Bank of Japan (BoJ)

Bank of Japan (BoJ) News

Japan's central bank — for decades the global outlier with negative rates and yield curve control.

What is Bank of Japan (BoJ)?

The Bank of Japan was established in 1882 and is Japan's central bank. For most of the past 25 years, the BoJ has fought deflation rather than inflation, deploying ultra-loose policy: zero/negative interest rates (since 2016), Yield Curve Control (YCC), and massive asset purchases (the BoJ owns over 50% of Japan's government bond market and major equity ETFs). Recent years have seen a gradual policy normalization as inflation finally returned to target.

Why it matters for investors

BoJ policy historically anchored the yen as the world's funding currency for the carry trade — borrowing cheap yen to invest in higher-yielding currencies. Any BoJ tightening reverberates through global markets via yen-funded carry trades unwinding. Japanese pension funds (GPIF, the world's largest) shift between JGBs and global equities based partly on BoJ guidance.

Frequently asked questions

What is Yield Curve Control?

A policy where the central bank caps long-term bond yields by buying unlimited bonds at a target yield. The BoJ pioneered this in 2016, capping the 10-year JGB yield. The cap was gradually widened and eventually removed.

Why did the yen weaken so much in recent years?

The BoJ kept rates near zero while the Fed and ECB hiked aggressively, creating a massive interest rate differential. Yen weakened from ~110 to ~155+ per USD before BoJ tightening began.

What is the carry trade?

Borrowing in a low-yielding currency (yen) and investing in higher-yielding assets/currencies. Profitable when interest differentials are wide and the funding currency is stable; risky when the funding currency suddenly strengthens.