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Valuation

Price-to-Book (P/B)

Stock price divided by book value per share.

In depth

Book value = total assets minus liabilities. P/B is most useful for asset-heavy businesses (banks, insurers, REITs, industrials) where book value approximates liquidation value. Less meaningful for asset-light businesses (software, brands) where intangibles drive value but aren't fully captured on the balance sheet.

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